Bima Sakhi Yojana 2026 is a unique initiative designed to empower women by providing them with income opportunities in the insurance sector. Launched by the Life Insurance Corporation of India, this scheme helps women become Mahila Career Agents (Bima Sakhis) and build a stable career.
Bima Sakhi Yojana 2026
Bima Sakhi scheme is a stipendiary programme for women, where they are trained to work as LIC insurance agents.
- Women can earn monthly stipend + commission
- Work at their own convenience
- Get trained in financial and insurance knowledge
Bima Sakhi scheme aims to promote financial independence and women empowerment.
Eligibility Criteria for Bima Sakhi Scheme
To apply for Bima Sakhi Yojana 2026:
- Must be a woman candidate
- Age between 18 to 70 years
- Minimum 10th pass qualification
- Must be a resident of India
- Should not be a government employee
- Must pass IRDAI pre-recruitment exam
How to Apply Online for Bima Sakhi Yojana 2026
Follow these simple steps:
Step 1: Visit official LIC website https://licindia.in/hi/lic-s-bima-sakhi or nearest LIC branch.
Step 2: Look for “Bima Sakhi / Mahila Career Agent” registration
Step 3: Fill the application form with:
- Name
- Age
- Educational details
- Contact details
Bima Sakhi Yojana Application Form
Step 4: Upload required documents
Step 5: Appear for pre-recruitment test
Step 6: Attend interview at LIC branch
Step 7: Get agency code and start working
List of Documents Required for Registration
- Aadhaar Card
- Educational Certificate
- Address Proof
- Passport-size photo
- Bank details
Stipend & Income Details
Scheme provides monthly stipend for 3 years:
| Year | Monthly Stipend |
|---|---|
| 1st Year | ₹7,000 |
| 2nd Year | ₹6,000 |
| 3rd Year | ₹5,000 |
Work & Performance Criteria
To continue receiving stipend:
- Must sell minimum number of policies
- Maintain performance standards
- Stay active as LIC agent
If performance is not maintained, stipend may stop.
Benefits of Bima Sakhi Yojana
Women Empowerment
- Creates job opportunities for women
Financial Independence
- Regular income + commission
Skill Development
- Training in sales, communication, and finance
Flexible Work
- Work from your own area and time
Important Rules
- This is not a salaried job
- It is a commission-based role with stipend support
- Existing LIC agents cannot apply
- Relatives of LIC employees may not be eligible
- Must follow LIC agent regulations
Highlights of Bima Sakhi Yojana 2026
| Category | Details |
|---|---|
| Scheme Name | Bima Sakhi Yojana |
| Launched By | LIC of India |
| Target Group | Women |
| Age Limit | 18 to 70 years |
| Qualification | Minimum 10th pass |
| Work Type | Insurance Agent |
| Stipend Duration | 3 Years |
| Income | Stipend + Commission |
| Mode of Work | Flexible / Field-based |
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