List of Gujarat Government Education Loan Schemes 2025 – Subsidy Scheme on Education Loan

Gujarat Government Education Loan Schemes 2025 List: The Gujarat Unreserved Educational & Economical Development Corporation (GUEEDC) is set to implement 8 schemes with a total budget of Rs. 600 crore. These schemes primarily target individuals with an annual income below Rs. 3 lakh. Out of Gujarat's total population of 6.5 crore, around 1.5 crore individuals do not qualify for any reservation, making them ineligible for education and employment benefits.

The Government of Gujarat has introduced 8 education loan schemes for the state's students. Candidates from the general category can obtain loans of up to Rs. 10 lakh at a low interest rate of 4% for admission to self-financed colleges in engineering, medical, nursing, pharmacy, architecture, and other courses through GUEEDC. A detailed list of the Gujarat Government Education Loan Schemes is provided below.

List of Gujarat Government Education Loan Schemes 2025 for General / Unreserved Category

The following is a list of education loan schemes available for the unreserved category in Gujarat.

1. Education Loan Scheme: Any individual from the general category can avail a loan of up to Rs. 10 lakh at 4% interest from GUEEDC for admission into self-financed medical, engineering, pharmacy, nursing, architecture, and other technical colleges. The applicant’s family annual income must not exceed Rs. 3 lakh, and they must have scored over 60% in 11th and 12th class.
2. Foreign Studies Loan Scheme: GUEEDC offers education loans of up to Rs. 15 lakh at a 4% interest rate for studies abroad. To qualify, the applicant’s family annual income should be less than Rs. 4.5 lakh, and they must have secured a minimum of 60% in their 12th class examinations.
3. Tuition Assistance Scheme: Students in 12th class who have achieved more than 70% in their 10th class will receive Rs. 15,000 towards tuition fees from the corporation.
4. Food Bill Scheme: Students from the unreserved category studying in private hostels will receive a monthly assistance of Rs. 1,200. The family income must be below Rs. 3 lakh annually.
5. Coaching Assistance for 12th Class: GUEEDC provides financial assistance of Rs. 20,000 per year to science stream students for entrance exam preparations, such as NEET and JEE.
6. Coaching Assistance for Graduate Students: General category students who have completed their graduation and are preparing for government competitive examinations, like UPSC, are eligible for a coaching fee assistance of Rs. 20,000.
7. Loans for Doctors and Advocates: Doctors and advocates from the general category can avail loans up to Rs. 10 lakh to establish their own practices.
8. Self Employment Loan Scheme: The Gujarat Government aims to create self-employment opportunities. Individuals intending to start businesses, such as grocery stores or transportation services, may receive loans up to Rs. 10 lakh with a 5% interest rate.

How to Apply for Gujarat Government Education Loan Schemes

Here are the steps to apply online for the Gujarat Government education loan schemes:

Step 1: Visit the official website of the Gujarat Unreserved Educational & Economical Development Corporation at https://gueedc.gujarat.gov.in.

Step 2: On the homepage, navigate to the "Schemes" category and select the scheme you wish to apply for.

Step 3: Click on the "Apply Now" button. If you are already a user, login with your Username and Password. New users should click on "New User (Register)" to create an account by entering their Email ID, Mobile No., Password, re-entering the Password, and completing a Captcha before clicking "Submit".

Step 4: Fill in all the required details in the application form and upload your photo, signature, and necessary documents in PDF, JPG, JPEG, or PNG format.

Step 5: Click on the "Upload Document" button and submit your application for the Gujarat government education loan schemes.

Education Loan Interest Subsidy Scheme Gujarat

The Gujarat government offers an interest subsidy on education loans for economically disadvantaged students during the moratorium period. To apply for this subsidy, students must have passed the 12th grade with 60% or more and have a family income below Rs. 6 lakh. The Interest Subsidy Scheme on Education Loan booklet is available to download from the link below.

Interest Subsidy Scheme Booklet

Eligibility for Gujarat Education Loan Subsidy Scheme

To qualify for the Interest Subsidy Scheme on Education Loan, applicants must meet the following criteria:

• Students must have passed the 12th standard with 60% or more.
• The family's annual income must be below Rs. 6 lakhs.
• The applicant must be a resident of the state of Gujarat.
• Students should have completed their Higher Secondary Examination from the Gujarat Board or Central Board (CBSE).
• Students who have secured an education loan from a scheduled bank starting from 04/07/2017 for studying in India or abroad are eligible for this scheme.

Helpline

If you need assistance, you can contact the helpline of the Gujarat Unreserved Education & Economical Development Corporation at the following numbers:

Phone No. 079-23258688, 079-23258684

Also Read: Government Education Schemes Gujarat.