List of Gujarat Government Education Loan Schemes 2022 | Subsidy Scheme on Education Loan

Gujarat government education loan schemes list for Gujarat EWS students, check complete details and eligibility for Interest Subsidy Scheme on Education Loan

Gujarat Government Education Loan Schemes 2022 List: Gujarat Unreserved Educational & Economical Development Corporation (GUEEDC) will implement 8 schemes with an outlay of Rs. 600 crore. The 7 schemes are only for those people whose annual income is less than Rs.3 lakh per annul. Around 1.5 crore in the total 6.5 crore population of Gujarat state are not eligible for any type of reservation and thus are deprived of employment and education related benefits.

The state government of Gujarat has released 8 education loan schemes for students of Gujarat state. The candidates from general category can take loan of upto Rs. 10 lakh at 4% interest for admission in self financed engineering, medical, nursing, pharmacy, architecture and other courses in colleges from GUEEDC. Complete list of Gujarat Government Education Loan Schemes is given below.

List of Gujarat Government Education Loan Schemes 2022 for General / Unreserved Category

The below list of Gujarat Government education loan schemes for unreserved category.

  1. Education Loan Scheme : Any person form general category can take loan of up to Rs. 10 lakh at 4% interest from GUEEDC for admission in self financed Medical College, Engineering College, Pharmacy College, Nursing College,  Architecture College and other technical courses college. For this education loan, the annual income of the applicant family should not be exceed Rs. 3 lakh annual and applicant secured in 11th and 12th class must be more than 60%.
  2. Foreign Studies Loan Scheme : GUEEDC provides education loan up to Rs. 15 lakh at 4% interest rate to studies in foreign counties. For this loan scheme, applicant family annual income must be less than Rs. 4.5 lakh and candidate must have secured minimum 60% marks in 12th class.
  3. Tuition Assistance Scheme : The students of 12th class who have secured more than 70% marks in 1oth class and now studying in 11th and 12th class in science stream will get Rs.15000 as tuition fees from the corporation.
  4. Food Bill Scheme : All the unreserved category students who are studying in private hostels will get monthly assistance of Rs. 1200 per month and for this scheme, the family income of the applicant should be less than Rs. 3 lakh  annually.
  5. Coaching Assistance for 12th Class : GUEEDC will provide finical assistance of Rs. 20,000 per year to students of science stream for preparation of entrance examination like NEET and JEE.
  6. Coaching Assistance for Graduate Students : The students of general category who have completed their graduation degree and preparing for government competitive examination like UPSC and other exams can get assistance of Rs. 20,000 as a coaching fees.
  7. Loans for Doctors and Advocates : All the doctors and advocates of general category can also avail loans up to Rs. 10 lakh to start their own clinics and offices.
  8. Self Employment Loan Scheme : The sate government of Gujarat is focusing on creation of self-employment opportunities. Anyone who wants to start their own business such as grocery trade or transportation can get loans upto Rs. 10 lakh at 5% interest rate.

How to Apply for Gujarat Government Education Loan Schemes

There are following steps to apply online for Gujarat government education loan schemes

Step 1 : Visit the official website of Gujarat Unreserved Educational & Economical Development Corporation https://gueedc.gujarat.gov.in.

Step 2 : At home page of the website, go to "Schemes" category and click on scheme for which you are applying.

Gujarat Government Education Loan Schemes Web page
Gujarat Government Education Loan Schemes Web Page

Step 3 : Click on "Apply Now" button and login with Username and password, new user click on "New User (Register)" option, enter Email ID, Mobile No., Password, Re-enter Password, Captcha and click on "Submit" option.

Gujarat Government Education Loan Schemes New Registration
Gujarat Government Education Loan Schemes New Registration

Step 4 : Fill all the details in form and upload photo, signature and documents in PDF, JPG, JPEG, PNG format

Step 5 : Click on Upload Document option and submit it to fill Gujarat government education loan schemes application form.

Education Loan Interest Subsidy Scheme Gujarat

Gujarat government provide interest subsidy on education loan to economically weak students for the period of moratorium. The students who have passed 12th class with 60% or more marks and whose family income under 6 lakh can apply for this education loan subsidy scheme. Interest Subsidy Scheme on Education Loan booklet can be downloaded from below link.

https://kcg.gujarat.gov.in/education_loan/pdf/Final%20Education%20Loan%20Booklet%204.1.18%20-English.pdf

Eligibility for Gujarat Education Loan Subsidy Scheme

Candidates have to fulfill following eligibility criteria to apply for Interest Subsidy Scheme on Education Loan.

  • The students who have passed 12th standard with 60 or more percentile.
  • Applicant's family annual income must be less than 6 lakhs.
  • Applicant should be a resident of Gujarat state.
  • Students should have passed the Higher Secondary Examination Board of Gujarat or Central Board (CBSE).
  • Students who have taken education loan from the scheduled bank on 04/07/2017 or onwards to study in the country or abroad will be eligible for the benefits of this scheme.

Helpline

Helpline number of Gujarat Unreserved Education & Economical Development Corporation.

Phone No. 079-23258688, 079-23258684

Also Read : Government Education Schemes Gujarat.

3 thoughts on “List of Gujarat Government Education Loan Schemes 2022 | Subsidy Scheme on Education Loan”

  1. My brother has got 52% in 12th std what will do for government education loan.
    He has got in first class in bcom (graduation)

  2. My Name is Mrs. Dhvaniben Ghanshyambhai Jasoliya
    I have completed B.Tech June 2022 and CGPA 9.04 .
    Please guide me for education loan at abroad.
    I am planning to Germany.

  3. hi nice to see your comment i am mehulkumar jani my daughter also planning to go germany, for computer engg
    i am looking for some source which can help us keep in touch so we can share ideas
    thanks
    where are you from, iam leaving in bhavnagar

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