KYC Documents List: KYC, or Know Your Customer, is essential for verifying a customer's identity and assessing any associated risks. It helps prevent financial crimes like money laundering, identity theft, and fraud. Customers need to comply with KYC requirements when opening various accounts, including corporate or partnership accounts. OTP-based e-KYC is also required for online wallets such as Paytm, PhonePe, Airtel Pay, JIO Pay, and MobiKwik.
KYC Documents List
The following table provides the required KYC documents for various entities, including individuals, NRIs, trusts, societies, political parties, and companies.
| Individuals | 1. Passport 2. Driving license with photo 3. Aadhaar Number and Aadhaar Card 4. Voter’s Identity Card issued by Election Commission of India 5. Job card issued by NREGA attested by a Gazetted Officer of the State Government 6. Letter from the National Population Register containing details of Name and Address. |
| Foreign Nationals Residing in India | 1. Passport 2. Visa / PIO Card 3. Address Proof a) Address proof of a relative/friend (if staying with them) b) Hotel Booking Receipt c) Rent Agreement d) Stay Visa e) Other Documents |
| Trust | 1. Entity proof and Address proof documents of the entity 2. Trust Deed & Registration Certificate, signed by at least 2 managing authorized trustees 3. PAN card in the name of the Trust. |
| Society | 1. Entity proof and Address proof documents of the entity 2. Society registration certificate signed by the Secretary or Chairperson of the society 3. PAN card in the name of the Society |
| Private Limited Company | 1. Entity proof and Address proof of the company 2. Incorporation Certificate and Board Resolution 3. PAN Card in the name of the company |
| Public Limited Company | 1. Entity proof and Address proof of the entity 2. Incorporation Certificate and Board Resolution 3. PAN Card in the name of the company |
| Political Party | 1. PAN of the Political Party 2. Duly signed resolution from the working committee as per bye-laws indicating details of the party president/authorized signatory 3. Power of Attorney to transact on its behalf 4. Duly authenticated copy of the Constitution/Bye-laws of the Party 5. Copy of Registration of Party with Election Commission 6. Authority letter from the Party president on party letterhead for opening of the account 7. PAN or Form 60 of the Office bearers or signatories, with their photographs. |
KYC Documents List for Individuals
- Aadhaar Card
- PAN Card (mandatory, Form 60 if applicable)
- Passport
- Voter's Identity Card
- Driving Licence
- NREGA Card
- Letter from the National Population Register with name and address
- UID (Aadhaar), authenticated using e-KYC mode (Biometric or OTP) or Offline verification.
KYC Documents List for NRIs
- Valid Passport and Residence Visa copies, duly attested by one of the following:
- Foreign offices
- Notary Public
- Indian Embassy
- Documentary proof establishing non-resident status (e.g., Visa)
- Continuous Discharge Certificate (CDC) or valid contract copy
- Valid address proof for communication
- Bank statement from a Scheduled or Overseas Bank, not older than 3 months, or lease agreement supporting current address
- Documents from foreign government departments
- Any other supporting document (employment letter, etc.)
KYC Documents List for Foreigner Students KYC
- Copy of Passport and Visa.
- Identity Card issued by college/institution.
- Admission letter indicating course duration and institution details.
- Hostel accommodation allotment letter or a valid local address proof (rent agreement).
KYC Documents List for OTP based e-KYC
For e-KYC, no core biometrics such as fingerprints or iris scans are needed for verification. Instead, data is validated through OTP or face authentication. The KYC documents needed for e-KYC are listed below:
- Resident Name
- Permanent Account Number (PAN) or Form 60
- Address Details
- Photo
- Date of Birth
- Mobile Number
- Email ID
Also, check the latest documents list for home loans and KYC documents.
