PM Vishwakarma Yojana – Registration, Eligibility, Documents, Benefits, Objective & Beneficiary List

The PM Vishwakarma Yojana is an initiative by the Ministry of Micro, Small & Medium Enterprises aimed at supporting artisans and craftsmen in India. The scheme offers collateral-free credit support of up to Rs 1 lakh in the first tranche and Rs 2 lakh in the second tranche at a reduced interest rate of 5%. Additionally, artisans can avail of a subsidy of up to 8% to help empower and promote their skills.

This scheme is designed to enhance the quality of work among artisans by providing financial assistance, training, and incentives that preserve Indian cultural heritage. Under the PM Vishwakarma Yojana, 18 eligible trades will be provided loan benefits of up to Rs 3 lakh.

PM Vishwakarma Yojana 2025

Launched by Prime Minister Narendra Modi, the PM Vishwakarma Yojana focuses on supporting small family businesses of traditional artists and craftsmen through various forms of assistance including financial aid, skill training, branding, e-commerce support, and marketing services. The government has allocated a substantial budget to facilitate this initiative.

The primary aim of the PM Vishwakarma Yojana is to uplift handicrafts and traditional trades by offering skill training, loan assistance, and marketing support. Crediting assistance includes up to Rs 1 lakh (to be repaid within 18 months) in the first tranche, and up to Rs 2 lakh (to be repaid within 30 months) in the second tranche.

PM Vishwakarma Yojana Trade List

The scheme aims to support family-based craftsmen and artisans, both in rural and urban areas. A total of 18 traditional handicraft sectors will be eligible under the PM Vishwakarma Yojana:

1. Carpenter (Suthar)
2. Armorer
3. Hammer and Tool Kit Maker
4. Locksmith
5. Goldsmith (Sonar)
6. Blacksmith (Lohar)
7. Potter (Kumhaar)
8. Sculptor (Moortikar, Stone Carver)
9. Cobbler (Charmkar)
10. Basket/Mat/Broom Maker/Coir Weaver
11. Doll and Toy Maker
12. Garland Maker
13. Washerman (Dhobi)
14. Tailor (Darzi)
15. Fishing Net Maker
16. Mason (Rajmistri)
17. Barber (Naai)
18. Boat Maker

PM Vishwakarma Yojana Eligibility Criteria

• The applicant must be an Indian citizen.
• Minimum age for applying is 18 years; there is no upper age limit.
• Must be involved in one of the 18 traditional artisan activities on a self-employment basis.
• The applicant must not have availed loans under similar government schemes.
• Employees of state or central governments and their family members are not eligible.
• Only one member per family can apply.
• Annual family income should not exceed the limit set by the government.

Objective of PM Vishwakarma Yojana

1. To recognize artisans and craftspeople with certificates and ID cards for scheme benefits.
2. To offer skill training and suitable opportunities.
3. To provide toolkit incentives to enhance productivity.
4. To facilitate easy access to collateral-free credit.
5. To promote digital transactions and empower artisans.
6. To enable marketing support through brand promotion and trade fairs.

Benefits of PM Vishwakarma Yojana

The prominent benefit of the scheme is the credit support, alongside skills training and additional incentives aimed at empowering artisans:

• Financial Support: Collateral-free credit of up to Rs 1 lakh in the first tranche and Rs 2 lakh in the second tranche.
• Recognition: Participants receive a PM Vishwakarma certificate and ID card.
• Skill Development: The government will fund training to empower traditional artisans.
• Basic Training - 5 to 7 days (40 hours)
• Advanced Training - 15 days (120 hours)
• Employment Opportunities: Aiming to create 15,000 job opportunities annually.
• Incentives: Daily stipend for training and assistance with modern tool purchases.
• Preserving Heritage: Support for traditional artisans to maintain cultural heritage.
• Digital Payment Incentives: Rewards for digital transactions to promote online payment awareness.
• Market Support: Quality certification and marketing assistance will be provided.

Online Registration for PM Vishwakarma Yojana

More than 2.5 lakh applicants have registered for PM Vishwakarma Yojana. Below are the steps for registration and loan approval:

1. Mobile and Aadhaar Verification: Ensure mobile authentication and Aadhaar e-KYC.
2. Application Form: Fill out the registration form.
3. Download Certificate: Obtain the PM Vishwakarma Digital ID from the official website.
4. Apply for Components: Complete the application form to apply for scheme components.
5. Stage 1 Verification: Verification at gram panchayat (or ULB) level.
6. Stage 2 Verification: Verification by the district implementation committee.
7. Stage 3 Verification: Final verification by the screening committee.
8. Final Beneficiary List: Once verified, applicants will qualify for benefits.

Steps to Apply Online for PM Vishwakarma Yojana

Here is a detailed guide for the online application process:

Step 1: Visit the official website at pmvishwakarma.gov.in.

Step 2: Click on the "Apply" button and enter your mobile number and Aadhaar number to register.

Step 3: Log in using the received credentials, then fill the registration form with accurate details.

Step 4: Submit the completed registration form.

Step 5: After verification, you will receive a registration confirmation message.

Step 6: Download your PM Vishwakarma Digital ID after successful registration.

Step 7: Apply for various schemes and collateral-free loans under the Vishwakarma Yojana.

Documents Required for Registration

• Aadhaar Card
• Recent Photograph of the Applicant
• Date of Birth Proof (10th-class marksheet or birth certificate)
• Address Proof (domicile certificate)
• Mobile Number
• Email ID
• PAN Card or Form 60
• Voter's ID or Driving License
• Income Certificate
• Caste Certificate
• Bank Account Number and IFSC Code
• Documents related to artisan work
• NREGA Card (optional)
• National Population Register Letter (optional)

Those who have received benefits from the USTTAD Scheme, PMEGP, PM SVANidhi, and Mudra loan scheme are not eligible to apply for the PM Vishwakarma Yojana.

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