PMAYG Eligibility Criteria: The Pradhan Mantri Awas Yojana Gramin (PMAYG) is a rural initiative run by the Government of India aimed at providing housing for the economically marginalized. The PMAYG Housing Scheme was launched on June 25, 2015, with the primary objective of ensuring that all poor people have access to pucca houses with basic amenities by 2025.
This scheme offers financial assistance to individuals from economically weaker sections to access housing infrastructure. Beneficiaries eligible for the PMAYG benefits include those who are homeless or live in one or two-room kutcha houses, as identified through the 2011 Socio-Economic and Caste Census (SECC).
PMAYG Eligibility Criteria
The following are the eligibility parameters for individuals wishing to benefit from the PMAYG Housing Scheme:
- Applicants must be Indian citizens.
- Only homeless families or families residing in kutcha houses with zero, one, or two rooms can apply.
- Senior citizens and differently-abled individuals are also eligible for the PMAYG.
- Individuals who already own a pucca house are ineligible for the scheme.
- Those who have already received benefits from PMAYG cannot reapply.
- Individuals from the low-income group (LIG) and economically weaker section (EWS) are eligible.
- Applicants from Scheduled Tribes and Scheduled Castes can also benefit from the scheme.
Exclusions may apply if:
- The individual has a Kisan Credit Card with spending of ₹50,000 or more.
- A family member is a government employee earning more than ₹10,000 per month.
- A household member pays professional or income tax.
- Families possess a landline or own a refrigerator.
Eligibility for Subsidy
To qualify for subsidies on home loans through PMAYG, applicants must satisfy the above criteria.
Required Documents to Apply for PMAYG
The following documents are necessary to apply for the PMAYG Scheme:
- Aadhaar Card
- Bank account information
- Documents authorizing the use of Aadhaar details on behalf of the beneficiary.
- MGNREGA job card showing beneficiary registration.
- Swachh Bharat Mission registration number.
PMAYG User Manual
You can download the Pradhan Mantri Awas Yojana Gramin Registration Guide and Booklet from the links below:
Download PMAYG Guide
Download PMAYG Registration Manual
Helpline
For assistance, contact the toll-free helpline: 1800-11-6446 | 1800-11-8111
For more details about the PMAYG scheme and eligibility criteria, please visit the official website: PMAYG Official Site
