SBI Home Loan Documents List 2025: The State Bank of India (SBI) is the largest mortgage provider in India, having assisted over 30 lakh families in realizing their home ownership dreams. The primary document required when applying for an SBI home loan includes an employer identity card, proof of identity, proof of residence, and a completed loan application form.
SBI offers home loans for various purposes, such as purchasing ready-built properties, under-construction properties, pre-owned homes, constructing new houses, extending existing homes, and for repairs or renovations. This article outlines the required SBI home loan documents list as well as other essential information needed to secure a home loan from SBI.
SBI Home Loan Documents List Overview
| Name of Bank | State Bank of India |
| Type of Bank | Public Sector Bank |
| Headquarters | Mumbai |
| Chairman | Dinesh Kumar Khara |
| Number of Branches | In India - 22,219 International - 229 (in 31 countries) |
| Number of ATMs or ADWMs | 62,617 |
| Number of Customers Worldwide | 45 crore |
| Number of Employees | More than 2.5 lakh |
| Official Website | https://sbi.co.in |
SBI Home Loan Documents List
The following documents are required for the SBI home loan application:
- Employer Identity Card: Latest 3 months' salary slips plus 1 month's salary slip for guarantors and a copy of the employee identity card issued by the employer.
- Loan Application: The completed loan application form must be duly filled, signed, and accompanied by 3 passport-sized photographs.
- Proof of Identity: Any of the following - PAN, Passport, Driver's License, Voter ID, Aadhar Card of the applicant.
- Proof of Residence/Address: A recent document like a Telephone Bill, Electricity Bill, Water Bill, Piped Gas Bill, or a copy of the Passport/Driving License/Aadhar Card of the applicant.
- If the applicant has any previous loan history, provide the loan account statement for the last year along with the sanction letter.
- Documentation proving assets owned, such as LIC, NSC, KVP, Mutual Funds, or Property.
- A statement of assets and liabilities.
- ITR Verification report.
Property Papers for SBI Home Loan
- Permission for construction (if applicable).
- Registered Agreement for Sale (only applicable in Maharashtra), Allotment Letter, or Stamped Agreement for Sale.
- Occupancy Certificate (for ready-to-move properties).
- Share Certificate (only for Maharashtra), Maintenance Bill, Electricity Bill, Property Tax Receipt.
- Approved plan copy (Xerox Blueprint) and Registered Development Agreement of the builder, Conveyance Deed for new property.
- Payment Receipts or bank account statement showing all payments made to the Builder/Seller.
Account Statement for SBI Home Loan
- Last 6 months of Bank Account Statements for all accounts held by the applicant(s).
- If the applicant has any previous loan from other banks/lenders, provide the loan account statement for the last year.
Income Proof for Applicants
Income proof requirements for both salaried and non-salaried applicants include:
For Salaried Applicants:
- Salary Slip or Salary Certificate for the last 3 months.
- Form 16 for the last 2 years or Income Tax Returns for the last 2 financial years, acknowledged by the IT Department.
For Non-Salaried Applicants:
- Business address proof.
- Income Tax Returns for the last 3 years.
- Balance Sheet & Profit & Loss Accounts for the last 3 years.
- Business License details (or equivalent).
- TDS Certificate (Form 16A, if applicable).
- Qualification Certificate for professionals (CA/ Doctor, etc.).
Eligibility Criteria for SBI Home Loan
The eligibility criteria for obtaining an SBI home loan include the following:
- Resident Type: Resident Indian.
- Minimum Age: 18 years.
- Maximum Age: 70 years.
- Loan Tenure: Up to 30 years.
- No Pre-Payment Penalty.
SBI Home Loan Documents List PDF
To download the list of SBI home loan documents in PDF format, click the link below:
Download PDF
SBI Home Loan Documents List in Hindi
यहां SBI होम लोन के लिए आवश्यक दस्तावेजों की सूची दी गई है।
नौकरीपेशा के लिए आय प्रमाण:
- पिछले 3 महीने की सैलरी स्लिप या सैलरी सर्टिफिकेट।
- आईटी विभाग द्वारा मंज़ूर किए गए पिछले 2 वर्षों के फॉर्म 16 की कॉपी या पिछले 2 वित्तीय वर्षों की इनकम टैक्स रिटर्न की कॉपी।
गैर- नौकरीपेशा आवेदक के लिए आय प्रमाण:
- व्यवसाय का पता प्रमाण।
- पिछले 3 साल के आईटी रिटर्न।
- पिछले 3 वर्षों की बैलेंस शीट और लाभ और हानि का अकाउंट स्टेटमेंट।
- बिज़नेस लाइसेंस जानकारी।
- TDS प्रमाणपत्र (फॉर्म 16ए, यदि लागू हो)।
- क्वालिफिकेशन का प्रमाण पत्र।
SBI Home Loan Application Form PDF
Download the SBI home loan application form from the link below:
