Sukanya Samriddhi Yojana Interest Rate List and Calculator 2025

Explore the updated Sukanya Samriddhi Yojana interest rate list and calculator for 2025. Understand the benefits offered to secure a girl's financial future.

Sukanya Samriddhi Yojana Interest Rate List 2025 | Interest Chart | Post Office Interest Rate 2025 | SSY Calculator

The Sukanya Samriddhi Yojana was launched by the government as part of the 'Beti Bachao Beti Padhao' campaign to secure the financial future of the girl child. This scheme enables the guardians of a girl child to open a savings account in her name in any authorized commercial bank or India Post Office. Parents can open an account for girls under the age of 10 years.

Sukanya Samriddhi Yojana Interest Rate List

As of 2025, the Sukanya Samriddhi Yojana offers an interest rate of 7.6% compounded annually. The government sets this interest rate, which is reviewed and revised quarterly. Below is the updated interest rate list for the Sukanya Samriddhi Yojana:

Time PeriodInterest Rate
April - June 2025 (Financial Year 2025-26)7.6%
January - March 2025 (Financial Year 2025-26)8.4%
July - September 2024 (Financial Year 2024-25)8.4%
April - June 2024 (Financial Year 2024-25)8.5%
January - March 2024 (Financial Year 2023-24)8.5%
October - December 2023 (Financial Year 2023-24)8.5%
July - September 2023 (Financial Year 2023-24)8.1%
April - June 2023 (Financial Year 2023-24)8.1%
January - March 2023 (Financial Year 2023-24)8.1%
October - December 2022 (Financial Year 2022-23)8.3%
July - September 2022 (Financial Year 2022-23)8.3%
April - June 2022 (Financial Year 2022-23)8.4%
Sukanya Samriddhi Yojana Interest Rate List

Sukanya Samriddhi Yojana Interest Rate Calculator

The final amount under the Sukanya Samriddhi Yojana is calculated based on your total contributions plus the interest earned.

The calculator for the Sukanya Samriddhi Yojana uses the following formula to determine the maturity amount:

Sukanya Samriddhi Yojana Interest Rate Calculation Formula

A - Compound Interest

P - Principal Amount

r - Rate of Interest

n - Number of times interest is compounded in a year

t - Number of years

Sukanya Samriddhi Yojana in SBI

For more details, you can visit the official page: Sukanya Samriddhi Yojana at SBI.

Additional information can be found at the National Savings Institute: National Savings Institute.

Read: Government Health Schemes List in India | All Government Health Insurance Schemes