Sukanya Samriddhi Yojana Interest Rate List 2026 | Interest Chart | Post Office Interest Rate 2026 | SSY Calculator
Sukanya Samriddhi Yojana is a government-backed small savings scheme launched under the Beti Bachao Beti Padhao campaign. It helps parents and guardians build a secure fund for the girl child's education and marriage. A guardian can open an SSY account in the name of a girl child below 10 years of age at any authorized bank or India Post Office.
The interest rate for Sukanya Samriddhi Yojana is reviewed by the central government every quarter. For July to September 2026, the Sukanya Samriddhi Yojana interest rate stands at 8.2% per annum, compounded yearly. The government keeps the small savings rates unchanged for the current quarter, so the SSY rate remains attractive for long-term savers.
Sukanya Samriddhi Yojana Interest Rate List
Below is the latest interest rate list for Sukanya Samriddhi Yojana from the recent quarters. The rate has been at 8.2% per annum for the last few quarters, and it continues to be one of the highest returns among post office savings schemes.
| Time Period | Interest Rate |
| April - June 2026 (Financial Year 2026-27) | 8.2% |
| January - March 2026 (Financial Year 2025-26) | 8.2% |
| October - December 2025 (Financial Year 2025-26) | 8.2% |
| July - September 2025 (Financial Year 2025-26) | 8.2% |
| April - June 2025 (Financial Year 2025-26) | 8.2% |
| January - March 2025 (Financial Year 2024-25) | 8.2% |
| October - December 2024 (Financial Year 2024-25) | 8.2% |
| July - September 2024 (Financial Year 2024-25) | 8.2% |
| April - June 2024 (Financial Year 2024-25) | 8.2% |
| January - March 2024 (Financial Year 2023-24) | 8.2% |
| October - December 2023 (Financial Year 2023-24) | 8% |
| July - September 2023 (Financial Year 2023-24) | 8% |
| April - June 2023 (Financial Year 2023-24) | 8% |
| January - March 2023 (Financial Year 2022-23) | 7.6% |
| October - December 2022 (Financial Year 2022-23) | 7.6% |
| July - September 2022 (Financial Year 2022-23) | 7.6% |
| April - June 2022 (Financial Year 2022-23) | 7.6% |
Sukanya Samriddhi Yojana Interest Rate Calculator
The final amount under Sukanya Samriddhi Yojana depends on the total deposits made into the account plus the interest earned on the balance at the end of each year.
The calculator for Sukanya Samriddhi Yojana uses this formula to find the maturity amount:
A - Compound Interest
P - Principal Amount
r - Rate of Interest
n - Number of times interest is compounded in a year
t - Number of years
| Detail | Information |
|---|---|
| Scheme Name | Sukanya Samriddhi Yojana |
| Interest Rate (July - September 2026) | 8.2% per annum |
| Minimum Deposit | ₹250 in a financial year |
| Maximum Deposit | ₹1.5 lakh in a financial year |
| Account Tenure | 21 years from account opening |
| Deposit Period | 15 years from account opening |
| Official Website | nsiindia.gov.in |
Sukanya Samriddhi Yojana in SBI
State Bank of India also offers Sukanya Samriddhi Yojana accounts at all its branches. You can visit the official SBI page for scheme details, account opening forms and rules.
For the latest scheme details and rules, check the National Savings Institute: National Savings Institute.
Read: Government Health Schemes List in India | All Government Health Insurance Schemes