Pradhan Mantri Awas Yojana Home Loan Bank List: The Pradhan Mantri Awas Yojana (PMAY) is an essential housing initiative by the government that aims to provide subsidies on home loans for the Economically Weaker Section (EWS), Lower Income Group (LIG), and Middle Income Group (MIG) under the Credit Linked Subsidy Scheme (CLSS). Through this scheme, eligible beneficiaries from these categories can access housing loans with a subsidy, making it easier for them to own homes.
Numerous banks and housing finance companies are collaborating to offer home loans to qualified applicants under the CLSS component of PMAY. Below is the current comprehensive list of all banks and other financial institutions offering home loans under this scheme.
Complete List of Banks for PMAY Home Loans
Public Sector Banks
The following public sector banks are participating in the Pradhan Mantri Awas Yojana:
| S.No. | Bank Name | Website | Associated CNA |
|---|---|---|---|
| 1. | Allahabad Bank | www.allahabadbank.in | NHB |
| 2. | Andhra Bank | www.andhrabank.in | NHB |
| 3. | Bank of Baroda | www.bankofbaroda.co.in | NHB |
| 4. | Bank of India | www.bankofindia.com | NHB |
| 5. | State Bank of India | www.sbi.co.in | NHB |
| 6. | Canara Bank | www.canarabank.in | NHB |
Private Sector Banks
The following private sector banks are also providing home loans under PMAY:
| S.No | Bank Name | Website | Associated CNA |
|---|---|---|---|
| 1. | Axis Bank Ltd. | www.axisbank.com | NHB |
| 2. | ICICI Bank Ltd. | www.icicibank.com | NHB |
| 3. | Yes Bank | www.yesbank.in | NHB |
| 4. | HDFC Bank | www.hdfcbank.com | NHB |
Regional Rural Banks
Regional rural banks participating in the Pradhan Mantri Awas Yojana include:
| S.No | Bank Name | Website | Associated CNA |
|---|---|---|---|
| 1. | Allahabad UP Gramin Bank | www.allahabadgraminbank.in | NHB |
| 2. | Andhra Pradesh Grameena Vikas Bank | www.apgvbank.in | NHB |
Housing Finance Companies (HFCs)
Housing finance companies offering loans under PMAY include:
| S.No | Finance Company Name | Website | Associated CNA |
|---|---|---|---|
| 1. | Aadhar Housing Finance Ltd. | www.aadharhousing.com | NHB |
| 2. | HDFC Ltd. | www.hdfc.com | NHB |
Co-operative Banks
Several co-operative banks also offer loans under PMAY:
| S.No | Bank Name | Website | Associated CNA |
|---|---|---|---|
| 1. | Saraswat Cooperative Bank Ltd. | www.saraswatbank.com | NHB |
| 2. | Kalyan Janata Sahakari Bank Ltd. | www.kalyanjanata.in | NHB |
Small Finance Banks
Small finance banks providing home loans under the scheme:
| S.No | Bank Name | Website | Associated CNA |
|---|---|---|---|
| 1. | Ujjivan Small Finance Bank | www.ujjivan.com | NHB |
| 2. | Equitas Small Finance Bank | www.equitasbank.com | NHB |
Micro Finance Institutions
Here are the micro finance institutions associated with PMAY:
| S.No | Institute Name | Website | Associated CNA |
|---|---|---|---|
| 1. | Spandana Sphoorty Financial Ltd. | www.spandanaindia.com | NHB |
Download PMAY Guidelines
For detailed understanding, download the guidelines of the Pradhan Mantri Awas Yojana (Urban) from the following link:
PMAY Housing Scheme Guidelines PDF