RBI Registered Loan App List 2022 | RBI Registered Loan Company List PDF

RBI registered loan app list 2022 and check their credit limit, rating of these loan app and download RBI registered company list pdf under section 45IA of RBI Act, 1934

RBI registered loan app list is issued by Reserve Bank of India in which information of lending companies. The companies which are given loan, they have to take the license of NBFC (Non Banking Financial Company from RBI). According to the 1956 Indian Act, when an institution charges an interest rate on a loan, it has to follow the RBI instructions. If it does not follow the instruction issued by RBI then RBI can also cancel the license of that loan company.

The Reserve Bank of India (the Bank), having considered it necessary in the public interest, and being satisfied that, for the purpose of enabling the Bank to regulate the financial system to the advantage of the country and to prevent the affairs of any Systemically Important Non-Deposit taking Non-Banking Financial Company (NBFCND-SI) and Deposit taking Non-Banking Financial Company (NBFC-D) from being conducted in a manner detrimental to the interest of investors and depositors or in any manner prejudicial to the interest of such NBFCs, and in exercise of the powers conferred under sections 45JA, 45K, 45L and 45M of the Reserve Bank of India Act, 1934 (Act 2 of 1934) and section 6 of the Factoring Regulation Act, 2011, hereby issues to every NBFC-ND-SI and NBFC-D, in supersession of the Notification No.DNBS.192/ DG(VL)-2007 dated February 22, 2007, Notification DNBS.PD.CC.No.168/03.02.089/2009-10 dated February 12, 2010, Notification No. DNBS.233/CGM(US)-2011 dated November 21, 2011, Notification DNBS.PD.No.234 /CGM(US)2011 dated December 02, 2011, Notification DNBS.PD.No.247/CGM(US)- 2012 dated July 23, 2012 and Notification No.DNBR.009/CGM(CDS)-2015 dated March 27, 2015 the Non-Banking Financial Company – Systemically Important Non-Deposit taking Company and Deposit taking Company (Reserve Bank) Directions, 2016 (the Directions) hereinafter specified.

RBI Registered Loan App List

App NameCredit Limit
KreditbeeLoan up to 2 Lakhs
KreditzyLoan up to 2 Lakhs
PaysenseLoan up to 5 Lakhs
NAVILoan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan)Loan up to 1 Lakhs
Freopay (Credit Line)Rs. 10000
Stashfin – (Credit Line + Personal Loan)Loan up to 5 Lakhs
CashbeanLoan up to 1 Lakhs
MI CreditAbove 5 Lakhs
Dhani (Credit Line)Loan up to 5 Lakhs
Avail FinanceLoan up to Rs. 50000
NIRALoan up to 2 Lakhs
BranchLoan up to Rs.50,000
SmartcoinLoan up to 2 Lakhs
Rupeek App (Gold Loan)Loan up to 50 Lakhs
Simple Pay Later (Credit Line)Loan up to 1 Lakhs
Mobikwik (Credit Line + Consumer Loan)Loan up to 2 Lakhs
Paytm Personal LoanLoan up to 2 Lakhs
Krazybee (Consumer Loan)Loan up to 2 Lakhs
Bharatpe (Business Loan)Loan up to 5 Lakhs
Paytm Postpaid (Credit Line)Loan up to 1 Lakhs
True CallerLoan up to 5 Lakhs
Simply CashLoan up to 2 Lakhs
Slice (Credit Line)Loan up to 1 Lakhs
True BalanceUp to Rs. 50,000
Zest Money (Consumer Loan)Above 2 Lakhs
Amazon Pay LaterUp to Rs. 60,000
Flipkart Pay LaterUp to Rs. 60,000
Tata CapitalAbove 10 Lakhs
Tata neu Credit card (Qik EMI Card)Rs.10000 to Rs.150000
Tata Neu App (Qik Personal Loan)Rs.10000 to Rs.10,00,000
Ola Money pay LaterRs.1500 to Rs.20000
Khatabook AppRs.50,000 to Rs.10,00,000
Jupiter credit limitUp to Rs.50,000
OneCard AppRs. 10000 to Rs150,000
Paisabazaar credit limitRs. 50,000 to Rs.10,00,000
imobile Pay LaterRs. 20,000
SBI YONO APPRs. 1500 to Rs. 60000
IDFC Bank Pay laterRs. 1500 to Rs. 60000
Bajaj Finserv AppRs. 50,000 to Rs. 5,00,000
Rufilo Loan AppRs. 5000 to Rs. 25,000
IBL FINANCE AppRs. 5000 to Rs. 25,000
Early SalaryRs. 8,000 to Rs. 500,000
Money ViewRs.10,000 to Rs. 5,00,000
CASHeRs. 1,000 to Rs. 3,00,000
mPokketRs.500 to Rs. 30,000
Stashfin – Credit Line & LoanRs. 1,000 to Rs. 5,00,000
MoneyTapRs.1,000 to Rs. 60,000
FairMoney Loan AppLoan up to 2 Lakhs
KreditOneRs.5000 to Rs. 25,000
FlexSalary Instant Loan AppRs.5000 to Rs.25,000
DigiMoneyRs. 5000 to Rs. 25,000
IndialendsRs. 5,00,000
Mystro Loans & Neo Banking appRs. 50,000
Kissht: Instant Line of Credit Rs. 10,000 to Rs. 1,00,000
List of RBI Registered Loan App

Rating List of Loan Apps in India

Application NameRating
PaySense4.1/5
Money Tap4.4/5
Nira4.4/5
CASHe4.5/5
Money View4.6/5
mPokket4.1/5
India Lends3.8/5
PayMe India4.2/5
Home Credit4.3/5
Dhani3.8/5
RBI Registered Loan App Rating in India

How to Check RBI Registered Loan Apps 2022

Complete process to check RBI registered loan apps list online is given below step by step.

Step 1 : Visit Reserve Bank of India official website https://www.rbi.org.in.

Step 2 : At home page, click on Non Banking Financial Companies List.

Step 3 : Hare you will get excel / pdf file link.

Step 4 : Click on Excel / PDF file, you will get the list of companies registered by RBI.

RBI Registered Loan App Interest Rate List

Interestब्याज 36% तक देना पड़ सकता है
Processing Fee2 से 5% तक
Late Feeरोजाना 0.5 % तक भी लग सकता है
Loan Assessment Feeकई लोन ऐप में यह यह फीस भी ली जाती है
GSTसभी Charges के ऊपर 18% तक का GST शुल्क देना पड़ेगा
RBI Registered Loan App Interest Rate List

RBI Registered Loan App List PDF 2022

Download RBI registered companies list pdf from below link.

https://www.rbi.org.in/upload/publications/pdfs/59260.pdf

Read : RBI (Reserve Bank of India)Holidays List 2022 | National Bank List in India

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