RBI registered loan app list is issued by Reserve Bank of India in which information of lending companies. The companies which are given loan, they have to take the license of NBFC (Non Banking Financial Company from RBI). According to the 1956 Indian Act, when an institution charges an interest rate on a loan, it has to follow the RBI instructions. If it does not follow the instruction issued by RBI then RBI can also cancel the license of that loan company.
The Reserve Bank of India (the Bank), having considered it necessary in the public interest, and being satisfied that, for the purpose of enabling the Bank to regulate the financial system to the advantage of the country and to prevent the affairs of any Systemically Important Non-Deposit taking Non-Banking Financial Company (NBFCND-SI) and Deposit taking Non-Banking Financial Company (NBFC-D) from being conducted in a manner detrimental to the interest of investors and depositors or in any manner prejudicial to the interest of such NBFCs, and in exercise of the powers conferred under sections 45JA, 45K, 45L and 45M of the Reserve Bank of India Act, 1934 (Act 2 of 1934) and section 6 of the Factoring Regulation Act, 2011, hereby issues to every NBFC-ND-SI and NBFC-D, in supersession of the Notification No.DNBS.192/ DG(VL)-2007 dated February 22, 2007, Notification DNBS.PD.CC.No.168/03.02.089/2009-10 dated February 12, 2010, Notification No. DNBS.233/CGM(US)-2011 dated November 21, 2011, Notification DNBS.PD.No.234 /CGM(US)2011 dated December 02, 2011, Notification DNBS.PD.No.247/CGM(US)- 2012 dated July 23, 2012 and Notification No.DNBR.009/CGM(CDS)-2015 dated March 27, 2015 the Non-Banking Financial Company – Systemically Important Non-Deposit taking Company and Deposit taking Company (Reserve Bank) Directions, 2016 (the Directions) hereinafter specified.
RBI Registered Loan App List
| App Name | Credit Limit |
|---|---|
| Kreditbee | Loan up to 2 Lakhs |
| Kreditzy | Loan up to 2 Lakhs |
| Paysense | Loan up to 5 Lakhs |
| NAVI | Loan up to 5 Lakhs |
| Lazypay (Credit Line + Personal Loan) | Loan up to 1 Lakhs |
| Freopay (Credit Line) | Rs. 10000 |
| Stashfin – (Credit Line + Personal Loan) | Loan up to 5 Lakhs |
| Cashbean | Loan up to 1 Lakhs |
| MI Credit | Above 5 Lakhs |
| Dhani (Credit Line) | Loan up to 5 Lakhs |
| Avail Finance | Loan up to Rs. 50000 |
| NIRA | Loan up to 2 Lakhs |
| Branch | Loan up to Rs.50,000 |
| Smartcoin | Loan up to 2 Lakhs |
| Rupeek App (Gold Loan) | Loan up to 50 Lakhs |
| Simple Pay Later (Credit Line) | Loan up to 1 Lakhs |
| Mobikwik (Credit Line + Consumer Loan) | Loan up to 2 Lakhs |
| Paytm Personal Loan | Loan up to 2 Lakhs |
| Krazybee (Consumer Loan) | Loan up to 2 Lakhs |
| Bharatpe (Business Loan) | Loan up to 5 Lakhs |
| Paytm Postpaid (Credit Line) | Loan up to 1 Lakhs |
| True Caller | Loan up to 5 Lakhs |
| Simply Cash | Loan up to 2 Lakhs |
| Slice (Credit Line) | Loan up to 1 Lakhs |
| True Balance | Up to Rs. 50,000 |
| Zest Money (Consumer Loan) | Above 2 Lakhs |
| Amazon Pay Later | Up to Rs. 60,000 |
| Flipkart Pay Later | Up to Rs. 60,000 |
| Tata Capital | Above 10 Lakhs |
| Tata neu Credit card (Qik EMI Card) | Rs.10000 to Rs.150000 |
| Tata Neu App (Qik Personal Loan) | Rs.10000 to Rs.10,00,000 |
| Ola Money pay Later | Rs.1500 to Rs.20000 |
| Khatabook App | Rs.50,000 to Rs.10,00,000 |
| Jupiter credit limit | Up to Rs.50,000 |
| OneCard App | Rs. 10000 to Rs150,000 |
| Paisabazaar credit limit | Rs. 50,000 to Rs.10,00,000 |
| imobile Pay Later | Rs. 20,000 |
| SBI YONO APP | Rs. 1500 to Rs. 60000 |
| IDFC Bank Pay later | Rs. 1500 to Rs. 60000 |
| Bajaj Finserv App | Rs. 50,000 to Rs. 5,00,000 |
| Rufilo Loan App | Rs. 5000 to Rs. 25,000 |
| IBL FINANCE App | Rs. 5000 to Rs. 25,000 |
| Early Salary | Rs. 8,000 to Rs. 500,000 |
| Money View | Rs.10,000 to Rs. 5,00,000 |
| CASHe | Rs. 1,000 to Rs. 3,00,000 |
| mPokket | Rs.500 to Rs. 30,000 |
| Stashfin – Credit Line & Loan | Rs. 1,000 to Rs. 5,00,000 |
| MoneyTap | Rs.1,000 to Rs. 60,000 |
| FairMoney Loan App | Loan up to 2 Lakhs |
| KreditOne | Rs.5000 to Rs. 25,000 |
| FlexSalary Instant Loan App | Rs.5000 to Rs.25,000 |
| DigiMoney | Rs. 5000 to Rs. 25,000 |
| Indialends | Rs. 5,00,000 |
| Mystro Loans & Neo Banking app | Rs. 50,000 |
| Kissht: Instant Line of Credit | Rs. 10,000 to Rs. 1,00,000 |
Rating List of Loan Apps in India
| Application Name | Rating |
|---|---|
| PaySense | 4.1/5 |
| Money Tap | 4.4/5 |
| Nira | 4.4/5 |
| CASHe | 4.5/5 |
| Money View | 4.6/5 |
| mPokket | 4.1/5 |
| India Lends | 3.8/5 |
| PayMe India | 4.2/5 |
| Home Credit | 4.3/5 |
| Dhani | 3.8/5 |
How to Check RBI Registered Loan Apps 2022
Complete process to check RBI registered loan apps list online is given below step by step.
Step 1 : Visit Reserve Bank of India official website https://www.rbi.org.in.
Step 2 : At home page, click on Non Banking Financial Companies List.
Step 3 : Hare you will get excel / pdf file link.
Step 4 : Click on Excel / PDF file, you will get the list of companies registered by RBI.
RBI Registered Loan App Interest Rate List
| Interest | ब्याज 36% तक देना पड़ सकता है |
| Processing Fee | 2 से 5% तक |
| Late Fee | रोजाना 0.5 % तक भी लग सकता है |
| Loan Assessment Fee | कई लोन ऐप में यह यह फीस भी ली जाती है |
| GST | सभी Charges के ऊपर 18% तक का GST शुल्क देना पड़ेगा |
RBI Registered Loan App List PDF 2022
Download RBI registered companies list pdf from below link.
https://www.rbi.org.in/upload/publications/pdfs/59260.pdf
Read : RBI (Reserve Bank of India)Holidays List 2022 | National Bank List in India
