RBI Registered Loan App List 2024 | RBI Registered Loan Company List PDF

RBI registered loan app list 2024 with their credit limit, rating, interest rate and other details, Download RBI registered company list pdf under section 45IA of RBI Act, 1934

RBI registered loan app list is issued by the Reserve Bank of India in which information of lending companies is provided with all details. The companies that are giving loan have to take the license of NBFC (Non Banking Financial Company) from Reserve Bank of India. According to the 1956 Indian Act, when an institution charges an interest rate on a loan, it has to follow the RBI instructions. If it does not follow the instruction issued by RBI, Reserve Bank of India can also cancel the license of that loan company.

Under Section 45 IA of RBI Act 1934, the Reserve Bank of India has issued certificate of registration to NBFCs and RNBCs to hold and accept deposits from public. The Reserve Bank of India (the Bank), having considered it necessary in the public interest, and being satisfied that, for the purpose of enabling the Bank to regulate the financial system to the advantage of the country and to prevent the affairs of any Systemically Important Non-Deposit taking Non-Banking Financial Company (NBFCND-SI) and Deposit taking Non-Banking Financial Company (NBFC-D). RBI registered loan App list 2024 is given below.

RBI Registered Loan App List

The List of Loan App approved by Reserve Bank of India with details of credit limit is given in the table.

App NameCredit Limit
KreditbeeLoan up to 2 Lakhs
KreditzyLoan up to 2 Lakhs
PaysenseLoan up to 5 Lakhs
NAVILoan up to 5 Lakhs
Lazypay (Credit Line + Personal Loan)Loan up to 1 Lakhs
Freopay (Credit Line)upto ₹10000
Stashfin – (Credit Line + Personal Loan)Loan up to 5 Lakhs
CashbeanLoan up to 1 Lakhs
MI CreditAbove 5 Lakhs
Dhani (Credit Line)Loan up to 5 Lakhs
Avail FinanceLoan up to ₹50000
NIRALoan up to 2 Lakhs
BranchLoan up to ₹50,000
SmartcoinLoan up to 2 Lakhs
Rupeek App (Gold Loan)Loan up to 50 Lakhs
Simple Pay Later (Credit Line)Loan up to 1 Lakhs
Mobikwik (Credit Line + Consumer Loan)Loan up to 2 Lakhs
Paytm Personal LoanLoan up to 2 Lakhs
Krazybee (Consumer Loan)Loan up to 2 Lakhs
Bharatpe (Business Loan)Loan up to 5 Lakhs
Paytm Postpaid (Credit Line)Loan up to 1 Lakhs
True CallerLoan up to 5 Lakhs
Simply CashLoan up to 2 Lakhs
Slice (Credit Line)Loan up to 1 Lakhs
True BalanceUp to ₹50,000
Zest Money (Consumer Loan)Above 2 Lakhs
Amazon Pay LaterUp to ₹60,000
Flipkart Pay LaterUp to ₹60,000
Tata CapitalAbove 10 Lakhs
Tata neu Credit card (Qik EMI Card)₹10000 to ₹150000
Tata Neu App (Qik Personal Loan)₹10000 to ₹10,00,000
Ola Money pay Later₹1500 to ₹20000
Khatabook App₹50,000 to ₹0,00,000
Jupiter credit limitUp to ₹50,000
OneCard App₹10000 to ₹150,000
Paisabazaar credit limit₹50,000 to ₹10,00,000
imobile Pay Later₹ 20,000
SBI YONO APP₹1500 to ₹60000
IDFC Bank Pay later₹1500 to ₹ 60000
Bajaj Finserv App₹ 50,000 to ₹ 5,00,000
Rufilo Loan App₹5000 to ₹25,000
IBL FINANCE App₹5000 to ₹25,000
Early Salary₹ 8,000 to ₹ 500,000
Money View₹10,000 to ₹ 5,00,000
CASHe₹1,000 to ₹ 3,00,000
mPokket₹500 to ₹30,000
Stashfin – Credit Line & Loan₹1,000 to ₹5,00,000
MoneyTap₹1,000 to₹60,000
FairMoney Loan AppLoan up to 2 Lakhs
KreditOne₹5000 to ₹25,000
FlexSalary Instant Loan App₹5000 to ₹25,000
DigiMoney₹5000 to ₹25,000
Indialendsupto ₹5,00,000
Mystro Loans & Neo Banking appupto ₹50,000
Kissht: Instant Line of Credit ₹10,000 to ₹ 1,00,000
IndusMobile: Digital Banking₹5000 to 200,000
Prefr: Get instant loan₹10,000 to ₹3,00,000
InstaMoney Personal Loan₹5,000 to ₹25,000
Swift Loanupto ₹50,000
RapidPaisa₹ 1,000 – ‎₹ 10,000
CreditScore, CreditCard, Loansupto ₹ 5 Lakh
Bajaj MARKETS: Loan, Card, UPIup to ₹25 Lakhs
Fullerton Indiaup to ₹25 lakhs
LoanFront₹2000 to ₹2 lakhs
Pocketlyupto ₹10,000
Bueno Loansupto ₹25000
PayRupikup to ₹20,000
Loaney₹200 to ₹20,000
RupeePark₹5,000 to ₹500,000
Cash Planet – Online Loan App₹5,000 to ₹500,000
CreditScore – PaisaBazaar₹ 1000 to ₹ 50,000
List of RBI Registered Loan App

Rating List of RBI registered Loan Apps in India

The rating of RBI registered Loan apps out of 5 is given in the table.

Application NameGoogle Play's Rating
Money Tap4.4/5
Money View4.6/5
India Lends3.8/5
PayMe India4.2/5
Home Credit4.3/5
RBI Registered Loan App Rating in India

How to Check RBI Registered Loan Apps 2024

Step by step complete process to check RBI registered loan apps list online is given below.

  • Step 1 : First visit Reserve Bank of India official website https://www.rbi.org.in.
  • Step 2 : At home page, click on Non Banking Financial Companies List.
  • Step 3 : Here you will get excel or pdf file link to download RBI registered loan app.
  • Step 4 : Click on Excel or Pdf file, you will get the list of companies registered by RBI.

RBI Registered Loan App's Interest Rate List

The interest rate is upto 36% and there is a 2 to 5 percent processing fee and 18% GST charges.

Interestब्याज 36% तक देना पड़ सकता है
Processing Fee2 से 5% तक
Late Feeरोजाना 0.5 % तक भी लग सकता है
Loan Assessment Feeकई लोन ऐप में यह यह फीस भी ली जाती है
GSTसभी Charges के ऊपर 18% तक का GST शुल्क देना पड़ेगा
RBI Registered Loan App Interest Rate List

Eligibility Criteria for Loan from RBI registered App

  • The applicant must be citizen of India
  • Age limit is 21 to 55 years
  • Applicants credit history and credit score should be good
  • Applicant must have a source of income
  • Applicant must have a Saving account with internet banking

Documents required for applying Loan at RBI registered App

  • Photo ID Proof: Pan Card, Driving License, Aadhar Card etc.
  • Address Proof: Voter Card, Ration Card, residence certificate etc.
  • Photograph: Recent Photo of applicant
  • Income source: last 6 months bank state of the applicant's saving account

RBI Registered Loan App List PDF 2024

Download RBI registered companies list pdf from below link.


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