YSR Aasara Dwakra Runa Mafi Beneficiary List 2026 – Check Eligible List and Status Online

YSR Aasara is a loan waiver scheme run by the Andhra Pradesh government for women's self-help groups (SHGs). It cleared the outstanding bank loans that DWCRA and other women's groups had taken before 11 April 2019. The scheme was carried out in four installments between 2020 and 2024, and the full promised amount has already been paid out to the eligible groups.

The beneficiary list and payment status from this scheme can still be checked online on the official apmepma.gov.in website. Even though the scheme is now complete, the eligible list remains available for anyone who wants to verify their name or their group's details. As of 2026, there is no new YSR Aasara installment, so the 2020 to 2024 payment records are the ones you can check.

YSR Aasara was one of the schemes announced by the earlier government for the welfare of women from SC, ST, BC and minority communities. Around 90 lakh women across the state got the benefit of loan clearance through this single program. The amount was not paid as cash to the women; it was sent directly to the banks to close their SHG loans.

YSR Aasara Scheme Highlights

The table below gives the key details of the YSR Aasara loan waiver scheme at a glance.

Detail	Information
Scheme Name	YSR Aasara
State	Andhra Pradesh
Launched By	Former Chief Minister YS Jagan Mohan Reddy
Launch Date	11 September 2020
Cut Off Date	11 April 2019
Beneficiaries	Women SHG members of SC, ST, BC and minority communities
Total Amount Released	Around ₹25,570 crore in four phases
Final Phase Date	23 January 2024
Official Website	apmepma.gov.in

How the YSR Aasara Scheme Worked

The Andhra Pradesh government launched YSR Aasara to help women's self-help groups come out of the cycle of loans. Any SHG woman who had taken a loan before 11 April 2019 and still had outstanding dues was eligible. The government repaid those loans directly to the banks in four yearly installments.

The first installment was released on 11 September 2020 with around ₹6,318 crore for over 9.33 lakh SHGs with more than 90 lakh members. The second phase on 7 October 2021 covered about 78.76 lakh women of 7.97 lakh groups with ₹6,439 crore. The fourth and final payment on 23 January 2024 released ₹6,394 crore to 78,94,169 women of 7,98,395 self-help groups. With this final payment, the full loan waiver promise of the scheme was completed.

Eligibility Criteria

Only those women who met the below conditions were eligible for the YSR Aasara loan waiver. These rules were fixed when the scheme was first announced.

• The applicant must be a permanent resident of Andhra Pradesh state.
• The applicant must be a woman who is a member of a self-help group (SHG) or DWCRA group.
• The applicant must belong to SC, ST, BC or minority community.
• The woman must have taken a loan before 11 April 2019 and still have outstanding dues.

How to Check the YSR Aasara Beneficiary List and Status

Since the scheme has been fully completed, the payment status and the beneficiary list can still be checked on the official website. Follow the steps given below to verify your name or your group's details.

STEP 1 - Open the official website of the Mission for Elimination of Poverty in Municipal Areas (MEPMA) at apmepma.gov.in on your phone or computer.

STEP 2 - Look for the YSR Aasara loan verification report option on the homepage of the website.

STEP 3 - Select your district, municipality and other location details as asked on the screen.

STEP 4 - The list of self-help groups with their loan status will appear on the screen. Check your group name and the payment status there.

New DWCRA Women Schemes in 2026

With YSR Aasara now complete, the current Andhra Pradesh government has brought new schemes for DWCRA women in 2026. These are NTR Kalyanalakshmi and NTR Vidyalakshmi, which offer loans of up to ₹1 lakh at a low interest rate to help with marriage and education expenses of DWCRA families. These new schemes continue the support that earlier loan waiver programs started for women's groups.

For more such state welfare list updates, you can also see the NRLM SHG and member details list and the list of business loan schemes for women entrepreneurs on this site.