Government of India and the state governments run a wide network of health schemes and health insurance initiatives to make quality treatment affordable for citizens. These schemes cover hospital treatment, surgeries, medicines and even regular check-ups, and most of them work on a cashless basis at empanelled hospitals.
The biggest one among them is Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY), which gives eligible families cashless treatment cover of up to ₹5 lakh per family per year. Along with this national scheme, many states run their own health insurance schemes for different groups, from poor families to government employees and journalists. Below is the complete list of government health schemes available in India in 2026.
List of Government Health Schemes
Here is a comprehensive list of the main central and state government health schemes, with their official websites:
| S.No | Scheme Name | Official Website |
|---|---|---|
| 1 | Ayushman Bharat PMJAY | View Official Website |
| 2 | Ayushman Bharat Beneficiary Portal (Card / Name Check) | View Beneficiary Portal |
| 3 | Employees' State Insurance Scheme (ESIS) | View Official Website |
| 4 | Central Government Health Scheme (CGHS) | View Official Website |
| 5 | Pradhan Mantri Suraksha Bima Yojana (PMSBY) | View Jan Suraksha Portal |
| 6 | Janashree Bima Yojana (JBY) | View LIC Website |
| 7 | West Bengal Swasthya Sathi Yojana | View Official Website |
| 8 | Telangana Employees and Journalists Health Scheme | View Official Website |
| 9 | Dr. YSR Aarogyasri Health Care Trust (Andhra Pradesh) | View Official Website |
| 10 | Mukhyamantri Amrutum Yojana (Gujarat) | View Official Website |
| 11 | Mahatma Jyotiba Phule Jan Arogya Yojana (Maharashtra) | View Official Website |
| 12 | Karunya Arogya Suraksha Padhathi (Kerala) | View Official Website |
| 13 | Mukhya Mantri Chiranjeevi Swasthya Bima Yojana (Rajasthan) | View Official Website |
| 14 | Chief Minister's Comprehensive Health Insurance Scheme (Tamil Nadu) | View Official Website |
| 15 | Rajasthan Government Health Scheme (RGHS) | View Official Website |
| 16 | Yeshasvini Health Insurance Scheme (Karnataka) | View Official Website |
Notes on Some Older Schemes
Rashtriya Swasthya Bima Yojana (RSBY) used to give BPL families a health cover of ₹30,000 per family per year. This scheme has been merged into Ayushman Bharat PMJAY since September 2018, so new RSBY cards are not being issued separately anymore. Families that were earlier covered under RSBY can check their Ayushman Bharat eligibility on the beneficiary portal.
Similarly, Aam Aadmi Bima Yojana (AABY), Universal Health Insurance Scheme (UHIS) and Janashree Bima Yojana (JBY) are older insurance schemes whose role has been largely taken over by the newer Ayushman Bharat and Jan Suraksha schemes. For accident cover, Pradhan Mantri Suraksha Bima Yojana (PMSBY) is the active scheme, giving cover of ₹2 lakh at a premium of just ₹20 per year.
How to Check Ayushman Bharat Card List 2026
The old mera.pmjay.gov.in website has been replaced by a new and upgraded beneficiary portal. To check if your name is in the Ayushman Bharat beneficiary list, visit the official portal at beneficiary.nha.gov.in and search using your Aadhaar number, mobile number or ration card number. If your name appears in the list, you can create the Ayushman card and use it for cashless treatment at any empanelled hospital. Over 43.52 crore Ayushman cards have been created so far.
You can also find the full details and the step by step process to check the list in the Ayushman Card List article on this website. For the old mera.pmjay.gov.in based list, the PM Jan Arogya Yojana List article has all the information.
List of Govt. Health Scheme Hospitals
Every health scheme has a network of empanelled hospitals where treatment is available on a cashless basis. Below are the official ways to find these hospital lists scheme by scheme.
Ayushman Bharat Hospitals List
The official hospital search portal for Ayushman Bharat PMJAY is hospitals.pmjay.gov.in. Here you can search empanelled hospitals by state, district and speciality, and also check the list of government hospitals and diagnostic centres covered under the scheme.
Search Ayushman Bharat Empanelled Hospitals
Rajasthan Government Health Scheme Hospitals
RGHS runs a network of empanelled hospitals, pharmacies and approved private hospitals across Rajasthan. The official district wise hospital list is available as a PDF on the RGHS website, and you can also read the RGHS Rajasthan Hospital List article on this website for the full details.
Download RGHS Empanelled Hospital List PDF
West Bengal Swasthya Sathi Hospitals
West Bengal Swasthya Sathi has a district wise list of active empanelled hospitals, which can be checked on the official helpline portal of the scheme. The official website swasthyasathi.gov.in also gives the latest claim and scheme updates.
Check WB Swasthya Sathi Hospital List
Central Government Health Scheme Rate List
CGHS package rates are revised regularly by the Ministry of Health and Family Welfare. The latest rate list can be checked on the official CGHS website at cghs.mohfw.gov.in, which has the updated CGHS rate list for 2026. The CGHS Hospitals List article on this website also covers the empanelled hospitals and diagnostic centres.
Benefits of Government Health Insurance Schemes
The key benefits of these government health insurance schemes are:
- Cashless treatment at empanelled hospitals, so families do not have to pay from their own pocket during an emergency.
- Very low or free premiums, which makes health cover possible for poor families and people working in the unorganised sector.
- Coverage for serious illnesses, surgeries, and in many schemes even regular check-ups and medicines.
- Portable cover in the case of Ayushman Bharat, which works at empanelled hospitals across India.
Also Read:
Ayushman Card List | CGHS Hospitals List | RGHS Rajasthan Hospital List | MJPJAY Hospital List | Rajasthan Chiranjeevi Yojana Hospital List