Highlights of PMFBY Beneficiary List
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| Particulars | Details |
|---|---|
| Scheme Name | Pradhan Mantri Fasal Bima Yojana (PMFBY) |
| Launched In | 2016 |
| Objective | Provide affordable crop insurance and protect farmers against crop loss |
| Eligibility | All farmers including sharecroppers and tenant farmers |
| Coverage | Crop loss due to natural calamities, pests, diseases, unseasonal rains, etc. |
| Motto | One Nation, One Crop, One Premium |
| Beneficiary List | Published online by State Governments and Insurance Companies |
| Premium Subsidy | Shared between Central and State Government |
| GST | Exempted |
What is the PMFBY Beneficiary List?
The beneficiary list is the official record of all farmers who have successfully enrolled in the scheme. Farmers whose names appear on this list are entitled to claim compensation if their crops are damaged due to natural risks or unforeseen conditions. This list ensures transparency and helps farmers verify whether their applications under PMFBY are accepted. It also allows state governments to track coverage and provide timely assistance.Objectives of Pradhan Mantri Fasal Bima Yojana
The Pradhan Mantri Fasal Bima Yojana has multiple objectives, including:- To provide financial assistance to farmers for crop loss.
- To stabilize farmers’ income so they can continue farming.
- To encourage farmers to adopt modern agricultural practices.
- To make crop insurance affordable and easy to access.
- To ensure the competitiveness of Indian agriculture in global markets.
- To safeguard farmers against production risks.
Who Can Be in the Beneficiary List?
All farmers growing notified crops in notified areas can be part of the PMFBY beneficiary list, provided they enroll under the scheme.- Loanee Farmers – Farmers who have taken a crop loan from any financial institution are automatically covered unless they submit a declaration to opt out.
- Non-Loanee Farmers – Farmers who do not take loans but still wish to get covered need to submit valid land documents such as Records of Right (RoR), Land Possession Certificate (LPC), or lease agreements in case of sharecroppers or tenant farmers.
Coverage Under PMFBY
PMFBY covers different stages of crop and risks that may occur:- Standing Crop (Sowing to Harvesting) – Covers yield losses due to drought, floods, pests, diseases, hailstorm, cyclone, etc.
- Prevented Sowing – If more than 75% of the crop area could not be sown due to adverse weather, farmers get 25% of the sum insured.
- Mid-Season Adversity – If expected yield is less than 50% due to drought, floods, or prolonged dry spells, farmers get 25% of likely claims.
- Post-Harvest Losses – Crops damaged within 14 days of harvesting due to cyclonic rains, hailstorms, or unseasonal rains.
- Localized Calamities – Covers losses due to localized risks such as landslides, hailstorms, or cloudbursts.
How to Check the PMFBY Beneficiary List?
Farmers can check whether their names are included in the PMFBY Beneficiary List through the following steps:STEP 1: Visit Pradhan Mantri Fasal Bima Yojana official website https://pmfby.gov.in.STEP 2: Go to the "Farmer Section" and log in using your details.
Benefits of PMFBY Beneficiary List
- Ensures transparency in insurance distribution.
- Helps farmers confirm their enrollment status.
- Provides confidence and security to farmers against crop loss.
- Farmers can claim insurance compensation quickly in case of damage.
- Builds trust between farmers, banks, and insurance providers.
