Karnataka Crop Loan Waiver List is live on the official Crop Loan Waiver System (CLWS) portal at clws.karnataka.gov.in. Farmers can search their name, check eligibility status and download the payment certificate from the same website.
The scheme was announced in December 2018 to waive crop loans up to ₹2 lakh for small and marginal farmers of the state. As of 17 September 2026, the portal is still working and old beneficiary records can be checked, although no fresh loan waiver has been announced.
Karnataka Crop Loan Waiver List 2026
CLWS keeps a district wise record of every farmer whose crop loan was waived. The record covers loans taken from commercial banks and from Primary Agricultural Cooperative Societies (PACS).
Farmers can look up their own entry with an Aadhaar number, ration card number or FSD ID. The report shows the loan details, the payment made and the branch or PACS involved. It can be viewed on screen, printed or saved as a PDF.
| Detail | Information |
|---|---|
| Scheme name | Karnataka Crop Loan Waiver Scheme (CLWS) |
| Launched by | Karnataka State Government |
| Launched in | December 2018 |
| Eligible people | Small and marginal farmers of Karnataka |
| Waiver limit | Up to ₹2 lakh per farmer |
| Official website | clws.karnataka.gov.in |
| Status in 2026 | Portal live, no fresh waiver announced |
How to Search Farmer Name in Karnataka Crop Loan Waiver List
Farmer wise eligibility status is the page that tells whether a name is in the waiver list. Keep the loan account number or Aadhaar number ready before starting.
STEP 1 - Open the official CLWS website at clws.karnataka.gov.in in any browser.
STEP 2 - On the homepage, click the Citizen tab to reach the Services for Citizen section.
STEP 3 - Select the Farmer Wise Eligibility Status option from the list of citizen services.
STEP 4 - Choose your district, bank, branch and IFSC code from the drop down menus.
STEP 5 - Click the search button. The eligibility status of the farmer will show on the screen.
How to Check Payment and Loan Status Report
Individual loanee report shows how much was paid against the waived loan. Aadhaar number or ration card number works here.
STEP 1 - Visit the Crop Loan Waiver System portal and go to the Citizen section.
STEP 2 - Click the Individual Loanee Report link.
STEP 3 - Enter the Aadhaar number or ration card number in the box given.
STEP 4 - Click Fetch Report. The payment and loan status will open on the screen.
STEP 5 - Download or print the report if a hard copy is needed.
How to Download Citizen Payment Certificate
Payment certificate is issued separately for bank loans and for PACS loans. Both are free to download from the portal.
STEP 1 - Go to the CLWS homepage and open the Citizen services section.
STEP 2 - Pick Citizen Payment Certificate for Banks if the loan was from a commercial bank, or Citizen Payment Certificate for PACS if it was from a cooperative society.
STEP 3 - Fill in the Aadhaar number, ration card number or FSD ID.
STEP 4 - Submit the details and download the certificate.
Current Status of Karnataka Crop Loan Waiver Scheme
No new waiver has been rolled out in 2026 so far. Heavy crop losses from excess rain in several districts have pushed farmer groups to demand a fresh debt relief package or a Debt Relief Commission.
Reports say the state government is studying proposals to waive loans taken from cooperative societies and banks. Joint surveys by the agriculture and revenue departments are going on in the affected districts to assess the damage.
Once the survey results come in, the government is likely to announce compensation and relief for farmers who lost crops. A blanket waiver for everyone looks unlikely. The focus is expected to stay on farmers with major crop damage.
Services Available on CLWS Portal
The portal runs separate dashboards for banks, cooperative societies, citizens and government offices. Each group gets its own login and reports.
- Commercial banks - Bank DEO login, bank manager login, bank reports and branch wise payment certificate.
- Cooperative banks - PACS DEO login, DCC taluk manager login, PACS reports and PACS wise payment certificate.
- Citizens - Individual loanee report, farmer wise eligibility status and payment certificates for banks and PACS.
- Nadakacheri and Taluk Level Committee - Citizen certificates, mismatch verification logins and abstract reports.
Who Can Get Benefit
Waiver under the scheme was limited to small and marginal farmers with crop loans up to ₹2 lakh. Some families were kept out of the benefit.
- Families of cooperative sector officials were not eligible.
- Families of government officials and other ineligible loan recipients were not allowed to take the benefit.
- Farmers who had not paid income tax for the past three years were also not eligible.
Helpline
For any problem with the list, payment certificate or eligibility status, contact Bhoomi Monitoring Cell, SSLR Building, K.R. Circle, Bangalore 560001. Email BhoomiCLWS@gmail.com or call 080-22113255. The helpline numbers 8277864065, 8277864067, 8277864068 and 8277864069 work from 10:00 AM to 05:30 PM.
Read also: PM Kisan beneficiary list village wise and PMFBY beneficiary list. Farmers can also check their Kisan code state wise details.